Please read these terms carefully. They apply to your use of this website and all of its calculators and guides. By using the site you accept this disclaimer.
The calculators and content on this site are provided for general information and illustration only. They produce estimates, not statements of fact, and they do not constitute financial, tax, investment, accounting or legal advice, nor a personal recommendation of any kind. This website does not provide regulated financial advice and is not authorised or regulated by the Financial Conduct Authority. Before making any financial decision you should obtain advice tailored to your circumstances from a suitably qualified and, where relevant, regulated professional such as an accountant, tax adviser or independent financial adviser. You remain responsible for checking every figure yourself, and you should not rely on or act on any result from this site without first seeking appropriate financial advice from a qualified professional.
The figures are based on UK rates, thresholds and rules that we believe to be correct for the 2026/27 tax year, drawn from sources such as GOV.UK and the House of Commons Library (see how we calculate). Rates change, sources can contain errors, and the tools rely on simplifying assumptions, so we do not warrant that the calculations are accurate, complete or up to date. Your own position may differ depending on your tax code, benefits in kind, pension scheme rules, other income and individual circumstances. Always verify any figure that matters against your payslip, your pension provider, HMRC, GOV.UK or a qualified adviser before relying on it.
To the fullest extent permitted by law, the operator of this site accepts no liability for any loss or damage of any kind arising from the use of, or reliance on, this website or its calculators, whether direct, indirect or consequential. Use of the site is entirely at your own risk.
Nothing in this disclaimer excludes or limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot lawfully be excluded or limited.
This site links to third-party websites, such as GOV.UK, for reference. We have no control over and accept no responsibility for the content, accuracy or availability of any external site.
The calculators run entirely in your browser. They do not transmit or store the salary or personal figures you enter — that information never leaves your device. If you add analytics, advertising or any other data collection to the site, you should publish a separate privacy and cookie policy describing it.
We may update the content, the rates used, and this disclaimer at any time without notice. The version shown applies to your use of the site at the time of access.
Last updated 2 June 2026.
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This disclaimer, and your use of this website, are governed by the laws of England and Wales, and any disputes are subject to the exclusive jurisdiction of the courts of England and Wales.