UK student loans aren't like normal debt. You repay a fixed slice of income above a threshold, and anything left is written off after 25–40 years — so unless you'd clear the balance before then, voluntary overpayments are simply money you'd never have had to pay. This projects your loan and shows whether overpaying actually helps.
Your loan
£
£
0%3%8%
%
The overpayment you're weighing up
£
£
The verdict
£0
With vs without overpaying
Worth knowing
These results are estimates for general information only and are not financial advice. Check every figure yourself and seek appropriate advice from a qualified professional before making any decision. Read the full disclaimer.